Issue Ages: 50-85
Face Amount Options: $2,500-$35,000
Post Date Options: Up To 35 Days
Immediate 50 - 75 = $35,000
Immediate 76 - 85 = $20,000
Graded/ROP 50 - 85= $20,000
2 Year Waiting Period: No (depending on underwriting approval
Riders: Nursing Home Waiver of Premium
Accidental Death
Children’s Insurance
Grandchildren’s Insurance
No Cost
Terminal Illness
Confined Care
1) Level Benefit Plan
No waiting period. The level benefit carries the lowest premium available.
2) Graded Benefit Plan
Simplified issue whole life policy which pays:
30% of selected face amount the 1st year
70% paid the 2nd year
100% paid the 3rd and subsequent years.
Please note that the graded plan will payout 100% of the face amount during the first two years if the insured passes away from an accident.
3) Modified Benefit Plan
The highest risk plan offered, also the most expensive one of the three.
Simplified issue whole life policy which pays return of premium plus 10% interest for 3 years if under age 65, 2 years if age 65 or older. 100% paid after graded period.
Please note that the graded plan will payout 100% of the face amount during the first two years if the insured passes away from an accident.
Digital Agents United - Final Expense in the 21st Century
Terms of Use - Privacy Policy - Security Policy
About us - Blog - Help Center
2020 DAU - All Rights Reserved
Agents on the platform are making more money than ever! Find out if Digital Agents United is the right fit for you.
Have Questions?
1-877-313-5391